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Small Business Workshop: How Business Owners Qualify for a Mortgage (When Tax Returns Don’t Work)

What banks won’t tell you—and how to still get approved

Tuesday, April 28, 2026
12:00 PM - 1:00 PM (PDT)

Event Details

Are you a business owner struggling to qualify for a mortgage—even though your income is strong?

Join us to learn how self-employed borrowers actually get approved when traditional tax returns don’t reflect their true earning power. Most banks rely on strict guidelines that can unfairly disqualify business owners—but that’s not the full story.
In this session, we’ll break down what lenders really look for, what options are available beyond conventional loans, and how proper structuring can turn a “decline” into an approval.
Designed for business owners, entrepreneurs, and self-employed professionals, this workshop will give you practical strategies you can use immediately—whether you’re planning to buy, refinance, or invest.

We’ll cover:
  • Why tax returns often work against business owners
  • Alternative loan options (bank statement, asset-based, and more)
  • Common mistakes that lead to denials
  • How to position your income for approval
  • Real-world examples of deals that got approved after being declined
Light lunch will be provided. Open to all—bring your questions!


NMLS #2443107

For More Information:

Sarah Martinez
Sarah Martinez
Director of Sales & Member Experience Bellevue Chamber